Need help with an emergency?

St. Vincent de Paul of Contra Costa County provides low-interest loans to help with one-time emergency expenses. Microloans are offered between $500 and $2,500 at low interest rates. They are offered for up to one year through local banks with individualized repayment plans. Financial education and other support is also offered to borrowers. Microloans are an alternative to payday or auto title loans.

They are meant to prevent the use of and/or payoff loans which harm borrowers.


SVdP volunteers feed, clothe, shelter, & heal people in need.

Find the SVdP branch nearest you:

svdp-cc.org/branches

Eligible Loan Expenses:

Yes
✅ Car repair
✅ Paying off a high interest payday or auto title loan
✅ One-time security deposit

No
❌ Monthly bills like car payments, utilities or credit card payments
❌ Rent or mortgage payments

Application Process:

Before applying for a microloan, please make sure that you meet the applicant requirements above. If you qualify, follow this application process:

  • Complete the Microloan Candidate Interest Form. A representative will respond to your interest within five business days.
  • Candidates meeting preliminary criteria will be invited to complete a Microloan Application with program staff.
  • Applications will be reviewed by the SVdP Microloan Committee.
  • Qualifying applications will be forwarded to a local bank partner for review.
  • Microloans will be finalized between the bank and the borrower.